How to choose the right Home Warranty when buying a Home near Fort Bragg, NC

Why Home Warranties Matter for Fort Bragg Buyers

When you buy a home, you’re taking on every repair, replacement, and system in the house. That’s a big shift — especially for first-time or PCS buyers using a VA loan.

A home warranty can protect you from unexpected costs when major systems or appliances break down. Think of it as a safety net for your new home — one that helps you settle into Fort Bragg life with confidence and peace of mind.

But here’s something many buyers don’t realize: home warranties don’t automatically come with the house. You can purchase one after closing or, even better, negotiate it into your sales contract so the seller pays for it at closing. This small step can save you hundreds of dollars and provide instant protection from day one in your new home.

What to look for in a Home Warranty

Home warranties vary widely in price and coverage. Here’s what to compare before you choose:

• Coverage: Make sure it includes your key systems — HVAC, plumbing, electrical, and major appliances.

• Caps: Check how much each repair or replacement is covered for, most warranties have caps.

• Restrictions: Some plans won’t cover older systems or pre-existing conditions.

• Service Fee: Every claim comes with a fee — typically $50–$150. Lower plans often mean higher service fees. Find the plan that makes sense for you.

• Add-Ons: Do you need coverage for a well, septic tank, or roof? These are usually extra.

Trusted Home Warranty Companies

We’ve seen great experiences from Fort Bragg buyers with:

• American Home Shield (AHS)

• 2-10 Home Buyers Warranty (2-10 HBW)

• America’s Preferred Home Warranty (APHW)

Each offers different levels of protection — compare coverage limits, service response times, and customer reviews before deciding.

Ask about Discounts

If you’re active duty or a veteran, always ask about military discounts. Many companies offer them — and sometimes, if your realtor orders the plan for you, you can get extra savings. Don’t leave those benefits on the table.

How long does Coverage last?

Most warranties last one year, but you can extend for two or three years at a discounted rate. Renewing can make sense if you’re new to homeownership and want that extra layer of protection.

The Bottom Line

A home warranty gives Fort Bragg first-time buyers confidence and financial protection as they settle into their new homes.

From negotiating coverage at closing to comparing plans, a little preparation can save you big headaches later — and keep your PCS move running smoothly.

❤️ Need Help buying your Fort Bragg Home?

At The Signature Group Realty Team, we help military families PCS to Fort Bragg and navigate VA home buying with confidence.
We’ll guide you through inspections, warranties, and everything in between — so you can focus on making your new house a home.

📍 Serving Fayetteville, Fort Bragg, Raeford, Hope Mills, and surrounding areas
📞 Want a free home valuation? 👉 Click here
📧 Need advice about PCS timing or VA benefits? We are here to help 👉 Click here

The Signature Group Realty Team — Fort Bragg NC & Fayetteville NC real estate experts for VA, PCS, and first-time home buyers.